Coverage Options
Find the right plan for your life
No two situations are the same. Whether you're covering your family, navigating Medicare, or running your own business — I'll help you find coverage that actually fits.
Coverage for every situation
Click into any plan type to learn more — or just book a call and we'll figure it out together.
Individual & Family
Coverage that grows with your family
Best for individuals, couples, and families not covered through an employer.
Whether you're single, newly married, or raising a family, I'll help you find a plan that covers what matters most — without overpaying for what you don't need.
- ACA Marketplace plans (on and off-exchange)
- Short-term health insurance options
- Dental and vision add-ons
- Subsidy eligibility guidance
- Annual plan review and renewal support
Medicare
Navigate Medicare with confidence
Best for those turning 65, already on Medicare, or approaching retirement.
Medicare can feel overwhelming — Parts A, B, C, D, Medigap... I'll walk you through every option in plain English so you can make the right choice for your health and your budget.
- Medicare Advantage (Part C) plans
- Medicare Supplement (Medigap) policies
- Prescription drug coverage (Part D)
- Initial enrollment period guidance
- Annual Election Period (AEP) reviews
Small Business
Attract and retain great people
Best for businesses with 1–50 employees looking to offer competitive benefits.
Offering health benefits is one of the best things you can do for your team — and it doesn't have to be complicated or expensive. I'll find group coverage that fits your business size and budget.
- Group health insurance plans
- SHOP Marketplace options
- Employer contribution strategies
- Employee enrollment support
- Small business tax credit guidance
Self-Employed
You work for yourself — your coverage should too
Best for freelancers, gig workers, consultants, and sole proprietors.
Freelancers, contractors, and solopreneurs have unique needs. I'll help you find coverage that protects you without breaking the bank, and explain how to make the most of self-employed deductions.
- ACA individual plans with subsidy options
- Health Savings Account (HSA) eligible plans
- Self-employed health insurance deductions
- Catastrophic coverage options
- Flexible plan comparisons
Common Questions
Quick answers
What's the difference between a deductible and a copay?
A deductible is the amount you pay out-of-pocket before your insurance kicks in. A copay is a fixed amount you pay for a specific service (like a doctor visit) — usually after your deductible is met.
When can I enroll in a health plan?
Most people can enroll during Open Enrollment (typically November–January). Outside of that, a qualifying life event — like losing a job, getting married, or having a baby — triggers a Special Enrollment Period.
Do I have to pay for your services?
No. As an independent broker, I'm compensated by the insurance carriers — not by you. My advice and guidance are completely free to you.
What if I already have a plan — can you still help?
Absolutely. I offer annual plan reviews to make sure you're still in the best plan for your situation. Needs change, and so do plans.
Not sure which plan is right for you?
That's exactly what I'm here for. Book a free, no-pressure call and we'll figure it out together.
Free · No obligation · Real answers